Rates, points, and closing costs vary based on loan features, geography and/or other terms and conditions.

Our goal is to close every loan in 28 days or less. Local underwriting, processing, and closing for fast approval and on-time fundings.

finding a mortgage that's right for you!



That's Right for You!



We are a Direct South Carolina Mortgage Lender with low mortgage rates and fees. Also, we are an FHA, VA, and USDA approved lender.

Here's what to expect when you work with Simplified Mortgage Solutions.



Check out all our Zillow Reviews HERE

10/24/2021           They are the best of the best serving SC. Great experience working with Greg and Jan! Highly recommend!

Brad Davis

10/14/2021         The team at Simplified Mortgage has been such a blessing to me and our family for years now and we can not say enough good things about how professional and timely they handle their affairs! Thank you so much for all your help 

Dave Kehoe

9/1/2021           Great service and high-level of communication. They made the process so simple!

Bethany Griffith

8/25/2021           Greg and team made the mortgage process a breeze. They were very responsive and easy to work with through the entire process.​

Frank Sharpe

8/19/2021         Great company very responsive and a tremendous help! I highly recommend them.

Stephen Corbett

8/1/2021         I want to start off by saying that I have to seriously be wow-ed to take the time to write a review (let alone a 5 star review). I switched mortgage lenders somewhat late in my home buying process. Josh at Simplified Mortgages came highly recommend and did not disappoint! After my initial phone call with Josh, I immediately got the sense that I was in good hands. The team was communicative, efficient, and always made sure I knew what was required of me. Being a first time home buyer, I had a lot to worry about but my mortgage being in the hands of Josh and Andy was not one of them. They made the entire process surprisingly easy, but most importantly, they had my best interests at heart. When I came across a few issues with my builder, they made sure I knew what all of my options were. Highly highly highly recommend Josh and Andy and will be using Simplified Mortgages again in the future.​

McKenna McMorrow

7/17/2021           The people at Simplified Mortgage made what could be a stressful experience, as easy and painless as possible. Whenever I needed help or had a question, Jeff was always available and easily accessible for any and all of my questions, at any time. And Andy always got back to me as quickly as possible. They were such a pleasure to work with and very knowledgeable. I will keep Simplified Mortgage in mind should I have any future needs and I definitely recommend them to everyone!

Tara Sharp

6/25/2021         Great customer service!

Becky Burrows 



Simplified Mortgage Solutions, LLC, NMLS# 1676360       Greg McCoy NMLS# 119871

9/3/2019           I had a great experience with Simplified Mortgage! The process was explained in detail. I was always able to reach someone if I had questions. I felt like this company was looking after my best interest! I would highly recommend to others!

Charlie B -Irmo, SC

8/19/2019         Greg, Jan and the rest of the staff at Simplified Mortgage have made getting a new home more simpler than I ever imagined! I never even had to visit their office, as it was all done on line and the rest was done at the closing!  Thanks guys for being so helpful!

Venus - Orangeburg, SC

8/1/2019           This is the second time we have used Greg McCoy, he and his company are just awesome! Easy to work with and helpful! He will always be our mortgage Guy!

Connie K -Gilbert SC

8/1/2019           When I started the process of buying a house I had a lot of anxiety as a first time home buyer. I heard a lot of horror stories from friends regarding their experiences with their lenders. I am so happy to say that I DO NOT have a horror story to share. Greg and Jan were amazing from day 1 through closing. They stayed on top of everything throughout the loan process and for a first time home buyer that relieved a lot anxiety and stress. They were always professional and very kind. I cannot thank them enough!

Sara V. – Charleston SC

6/24/2019         Greg and his team go the extra mile to make sure you are taken care of. They make sure you understand the whole process. As a first time home buyer I would HIGHLY recommend you go see them and let them be your mortgage company. No one and I mean no one could get me a better rate than these guys.

Allen E – Elgin SC

3/15/2019         Greg and his team are phenomenal!  He answered all of our numerous questions promptly and kept us up to date every step of the process.  He spent the extra time to make sure we understood every detail of the loan and closing process.   We chose to go with him over our own financial institution because of his personalized service, his ability to get us a better rate, and he got us closed in less than 30 days!

Sharon C.-Columbia SC

3/1/2019           I recently worked with Greg McCoy to purchase a second home in South Carolina.  I live in California so I was a little nervous about doing things remotely.  Greg was amazing!  He made everything so seamless and fast, we were able to receive all our documents electronically.  He got everything he needed from me and got our file through underwriting without any headaches (which almost never happens).  I would highly recommend Greg and will be using him again.

Pritesh P – Fontana CA

2/21/2019         I have known Greg McCoy since 2003. I have worked for him for over 15 years. You will not find a man with more integrity or the knowledge to help you with your mortgage needs. Call him today to see how he can help.

Jan L. – Irmo SC 

Finding a Mortgage


We shop for the best loan available, which mean the best rates and terms for you.

Copyright  ©  Simplified Mortgage Solutions, LLC. All rights reserved.



We are Local to Columbia, Irmo, Lexington and all of the Midlands of South Carolina. Our goal is to provide top-notch customer support. We will be with you at every step from application to closing.



Connect with us by phone, email or drop by. Here's everything you need to get in touch with us.

Simplified Mortgage Solutions, LLC

3125 Hebron Drive - Suite 101

West Columbia, SC 29169
Office:  (803) 722-6044
Fax:  (803) 722-6043

Serving all of SC


(803) 722-6044