(803) 722-6044

​SIMPLIFIED MORTGAGE SOLUTIONS, LLC

SERVICE AREAS

REFINANCE

Refinancing your current mortgage can lower your monthly payment, shorten your mortgage term, or provide cash out of the equity.

The money is yours to use any way you like—when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies.


Is it worth your time to refinance your home? We'll meet with you to evaluate your unique situation, discuss all available options and arrive at the correct answer for YOU!

By choosing Simplified Mortgage Solutions to refinance, you are getting the experience and dedication of a company that is focused on one thing and one thing only—helping you save. With decades of combined experience, our staff is comprised of individuals that are both passionate and professional at their jobs and understand that behind every loan there are people and a story. SMS's goal is simple: to make the home mortgage refinance process for Columbia, Lexington and surrounding area residents easy and stress-free while providing timely communication for a fast closing.


Call today or apply online below to find out if refinancing is right for you.

Quick Facts

  • Ballentine
  • Batesburg-Leesville
  • Blythewood
  • Camden
  • Cayce
  • Chapin
  • Columbia
  • Eastover
  • Elgin
  • Forest Acres
  • ​Gadsden
  • Gaston
  • Gilbert
  • ​Hopkins
  • Irmo
  • Lake Murray
  • Lexington
  • ​Myrtle Beach
  • Newberry
  • Peak
  • Pelion
  • ​Pine Ridge
  • Pomaria
  • Prosperity
  • ​Salley
  • South Congaree
  • Springdale
  • ​Spring Valley
  • Summit
  • Swansea
  • Wagner
  • West Columbia
  • Low mortgage refinance rates
  • Financing for single family residences and multi-unit properties
  • Financing for Primary, Secondary, and Investments
  • Roll in Closing Costs, Skip 2 Payments
  • Refinance up to 80% for Cash-outs
  • Streamline Options Available

OTHER PROGRAMS